LIC Child Insurance Plan is an Endowment Assurance Plan available for children of less than 12 years of age.
The policy can be purchased by any of the parent/grand parent
1) LIC best selling Insurance policy
2) Reduce premium as per your requirements
3) Pay Rs 1000 pm and get Rs 1 crore.
4) Highest return
LIC Senior Citizen Pension Insurance Plan allow the policyholder to make provision for regular income after the selected term.
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LIC Amulya Jeevan is a pure term insurance policy which is primarily for protection only. In this plan, your nominee will get the entire Sum assured if death occurs within the policy term and nothing is payable on maturity. So if nothing happens to you till the maturity period of the plan, nothing will be returned.
1) This is pure term policy
2) By paying low premium , it gives life cover starts from Rs 25,00,000/-
3) High tenure of 35 years available
Death Benefit: In case of death of the Life Insured, the nominee receives
· Entire Sum Assured under the policy
Maturity Benefit: There are no Maturity Benefits. No benefit is payable on maturity as this is a pure protection plan.If You stop paying the premium: – If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period from the due date of the first unpaid premium. You can re-instate the policy but before the policy expires by submitting the relevant proofs and payment of premium and interest.
Surrender Value: Since it is pure term policy, There is no Surrender Value
Income Tax Benefit - Life Insurance premiums paid up to Rs.1,00,000 are allowed as a deduction from the taxable income each year under section 80C. Maturity benefits too are tax exempt as per Section 10(10D)