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Travel Insurance
The Overseas Mediclaim policy
protects the insured party against medical expenses that he/she might have to incur
during his/her overseas trip. Any Indian resident traveling abroad can take this
policy. Group/Individuals can apply for this Policy.
Benefits:
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The policy is basically
provides for medical expenses of the insured during his/her stay abroad.
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The policy also covers personal
accident, total loss of checked baggage, delay of checked baggage, loss of passport
and personal liability, at no additional premium.
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The policy can be taken
for a period of 0 to 180 days, with an option to extend further.
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Repatriation Benefits: If
the insured is required to be sent back to the home country on account of sickness
suffered, the expenses incurred therewith are also paid.
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All the expenses are reimbursed
in the local currency of the country visited.
Exclusions
This insurance policy will not pay any claims arising from
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Any treated or existing
diseases prior to one year of commencement of risk, whether undeclared or not.
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Travel against medical advice,
travel for treatment, terminal prognosis or awaiting special treatment.
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Cosmetic surgery, pregnancy-related
costs, AIDS.
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War or nuclear perils are
not include.
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Suicide or attempted suicide
is not include.
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Benefits recoverable from
any other scheme.
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Examination/ treatment in
India are not include.
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Expenses incurred outside
country of study or posting. However this does not prejudice emergency evacuation
on medical grounds. compare online premium here.
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