LIC's Profit Plus, a Unit Linked Limited Endowment Insurance Plan - provides security and reaps benefits with your investments, thus helping you meeting your financial needs. This plan primarily contributes to giving financial protection to your family and enhances your savings. You can make your choice of funds, depending upon your ability to take risks. With excellent insurance coverage and versatile investments in one package, Profit Plus, is designed to suit your needs.

Benefits:

Plan that gives the benefits of various market related instruments coupled with insurance cover.
Premium payment term is limited to single, 3,4 or 5 years.
Sum assured depends on your premium or policy term.
No limit for maximum premium
Premium can be paid in yearly, half yearly, quarterly, monthly (ECS) or single installments.
Minimum and Maximum age to purchase policy under this plan is 0 and 65 years respectively.
You can choose policy term between 5 to 20 years.
Plan offers a choice of 4 investment fund options viz. Bond, Secured, Balanced and Growth Fund depending on your risk profile.
Policyholder can switch between any fund types during the policy term. 4 switches will be allowed free.
High liquidity in the form of partial withdrawals.
In case of maturity the policyholder will get an amount equal to the value of the units.
In case of death the policyholder is eligible to get higher of sum assured or the value of the units.
Maturity returns can be amplified by exercising ‘Settlement Option wherein the policyholder can en-cash the units in regular installments.
Accident benefit rider and Critical illness rider options can be availed under this plan Enjoy tax benefit under section 8OCCE.

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